|
Between financiers there were bankers, bank analytics, consultants (credit), senior staff, specialists in selling
credit products, general directors. One of them has very interesting career-story- every his position is close related
with theme of I6Bureao. He was head of department of international financial institutions, the second position- head of
department of project financing in investment-construction company, the third - deputy General Manager in financial company,
included in a big construction holding company (his answers are set in the paper separately - as expert's answers).
Answers are shown at the left part of the picture.
Now let's see some of them.
1) Question: "Do you think that now, in conditions of decline the attractiveness of investments in
the financial sector, banks have a mission- to reorient to the financing of the real sector of the economy?"
Answers:
- As a result of financial crisis lots of banks suffered from operations with stocks, and nowadays they are
ready to shift to companies in real sector.
- Practically yes. In conditions of low profitability in financial sector the "escape" is real sector.
Although it isn't a " panacea". Significant amount of real sector organization faces with collapse because of
current
|
conjuncture. In any case the portfolio of investment in real sector will increase.
It also follows from government speeches about economic situation and from logic conclusions
of Russia future development. with emphasis on innovation model and stimulate domestic consumption, with gradual
transition from current attachment to raw materials sector, which is depended on world market fluctuations,
including speculative attacks.
2) Now lets see comments to the question:"Have banks difficulties in estimating projects
that have a big part of science."
- It it necessary to have specialists in banks, who are able to evaluate perspectives of any project.
In major portion credit departments are restricted with dispositions and other instructions, which are not able to
take into consideration specific features of the projects. People cannot clearly evaluate the effectiveness of a
particular product.
- Not every bank has special department how works with project financing. And If they exist, it's not likely that
there are employees with tiny specialization which is essential for evaluation of the science intensive projects.
- Government should pay more attention to these problems.
|
